Business Insurance

Let's get you a Business Insurance quote today!

  • General Liability
  • Business Income
  • Commercial Property
  • And more...

Call us today: (224) 255-3005

We can’t wait to help you get the right insurance!

Shop for Business Insurance the smart way.

Finding the right insurance is a real challenge. It is a smart idea to get help from experts when it comes to choosing the right insurance. You have several choices when it comes to your coverage. As an independent agency, Nova Insurance can help you shop around and compare rates and coverages from multiple reputable insurance companies until you find a policy that meets your needs and budget.

Independent agents like us work for you – not insurers. While it costs you nothing to use the services of Nova Insurance, it could save you a lot of amount of time and money.  We can also help you assess your actual coverage needs so you are better protected against loss. If you already have coverage, we can shop to see if there is a better option for your needs. Get in touch today, and let's find you the best coverage for your needs.

Top 5 FAQS

How much auto insurance do I need?

Most states have a minimum requirement of coverage you are expected to have. You will need proof of this insurance to register a vehicle. These requirements will sometimes not be enough to cover the cost to you of an accident. If they are not, then you would be paying out of pocket any additional expenses. Because of that, you want to consider coverage that extends beyong the minum requirements. You will want to consider certain factors when determining the coverage you will need including:

  • The value of your assets
  • How often and when you drive
  • What type of car you drive
  • Who rides along with you
Why do I need business insurance?

Business insurance provides important protection for any small business. The high cost of litigation, medical bills, and property damage claims is the main reason that businesses need insurance.

 

How do I determine what type I need?

The risks related to your business determine the insurance you need. Also, the number of employees, the property owned, and the type of business affects what you need. The policy most businesses purchase is general liability insurance. This protects against customer injuries and other common accidents. But you may need other coverage depending on your needs.

Is business insurance legally required?

In some cases it is. In many states, business insurance is required as part of the licensing process, as a prerequisite. Most states require worker's compensation insurance if they have employees. Business vehicles must be insurance as well. 

 

How can I save money on business insurance?

Every business can save money on insurance. One of the best ways to save money is to shop around and see what different companies have to offer and how much their plans are. The easiest way to do this is to let us to the work for you! 

What does business insurance cover?

There are many types of business insurance, so what each plan covers depends on what type it is as well as the idivisual details in each plan. broadly speaking, though, there are business insurance plans which cover risks such as:

  • property damage
  • legal liability
  • employee-related risks

Call for a quote:

(224) 255-3005

Get a Free Business Insurance Quote Today!

As an independent broker, we don't use automated search engines. Your quote will be customized. We also offer a full, complimentary review and gap analysis to make sure you have all the coverage you need. Just complete this form and we'll get back to you ASAP.

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