Travel Insurance

Let's get you a Travel Insurance quote today!

  • Domestic and International
  • Travel Medical
  • Trip Cancellation and Trip Interruption
  • And more...

Call us today: (224) 255-3005

We can't wait to help you get the right insurance!

Shop for Travel Insurance the smart way.

Finding the right insurance is a real challenge. It is a smart idea to get help from experts when it comes to choosing the right insurance. You have several choices when it comes to your coverage. As an independent agency, Nova Insurance can help you shop around and compare rates and coverages from multiple reputable insurance companies until you find a policy that meets your needs and budget.

Independent agents like us work for you – not insurers. While it costs you nothing to use the services of Nova Insurance, it could save you a lot of amount of time and money.  We can also help you assess your actual coverage needs so you are better protected against loss. If you already have coverage, we can shop to see if there is a better option for your needs. Get in touch today, and let's find you the best coverage for your needs.

Top 5 FAQS

Why should I buy travel insurance?

As amazing as travel is, it comes with risks. Insurance can protect you from certain financial losses that statistically happen pretty frequenly during travel. For example, if you have to cancel your trip and reservations, trip cancellation/interruption benefits can reimburse you for your non-refundable, pre-paid trip costs (up to the amount of your plan limits). If your baggage is stolen or damaged, baggage loss/damage benefits can reimburse you for that loss. Also, depending on the plan you choose, travel insurance also can reimburse eligible medical costs in case the type of emergency is covered by your insurance. It can reimburse you for losses caused by a covered travel or baggage delay. It can protect you from paying for rental car damage or loss. It help in other situations as well. The potential benefit is much greater than the relatively small cost.

Why should I buy travel insurance?

As enjoyable as travel can be, it comes with risks. Insurance can protect you from certain financial losses that statistically happen pretty frequenly during travel. For example, if you have to cancel your trip and reservations, trip cancellation/interruption benefits can reimburse you for your non-refundable, pre-paid trip costs (up to the amount of your plan limits). If your baggage is stolen or damaged, baggage loss/damage benefits can reimburse you for that loss. Also, depending on the plan you choose, travel insurance also can reimburse eligible medical costs in case the type of emergency is covered by your insurance. It can reimburse you for losses caused by a covered travel or baggage delay. It can protect you from paying for rental car damage or loss. It help in other situations as well. The potential benefit is much greater than the relatively small cost.

What do travel plan cover?

The answer is, it depends. Coverage may include:

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical Transportation
  • Emergency Medical / Dental
  • Lost / Stolen / Delayed Baggage
  • Travel Delay
  • Change Fee Coverage
  • Loyalty Program Redeposit Fee Coverage
  • Rental Car Damage Protection
  • 24-Hour Hotline Assistance

Note: What is covered depends on your plan. You will not have all of the above covered by an individual plan, unless specifically stated in the policy details. 

How do I decide what travel insurance to buy?

Well, it  on a number of factors. You want to consider:

  • your budget
  • your destination
  • the cost of the trip
  • who and what you are traveling with
  • your purpose for travel
  • other situational details

If your biggest worry is protecting your vacation investment in case of a last-minute cancellation or trip interruption, then you need a plan with trip cancellation/interruption benefits. If you’re more concerned about mishaps that occur while traveling — such as baggage loss or delay, or trip delays — look for a plan with post-departure benefits. And to protect yourself in case of a medical emergency while traveling, we recommend a plan that includes emergency medical and emergency medical transportation benefits.

Does my health insurance cover me overseas?

Unfortunately, many health insurance plans do not. Additionally, many hospitals overseas require upfront payment. Therefore, it is wise for you to check on the specifics of your current health insurance plan to know exactly what is the case.

How much does travel insurance cost?

Travel insurance cost depnds on the plan you select. Also, the price varies depending on a number of factors such as why and where you are traveling and who and what you are traveling with.

In general, though, you should expect a plan will cost anywhere from 4%-10% of your total trip cost. For example, if you purchased a trip with a total cost.

Call for a quote:

(224) 255-3005

Get a Free Travel Insurance Quote Today!

As an independent broker, we don't use automated search engines. Your quote will be customized. We also offer a full, complimentary review and gap analysis to make sure you have all the coverage you need. Just complete this form and we'll get back to you ASAP.

6 + 8 =

We take your data seriously and will never share it - except with carriers to provide your quote. See our Privacy Policy.

Copyright © 2012 – 2021 Nova Insurance Agency, LLC. All Rights Reserved.