Specialty Insurance

Let's get you a specialty insurance quote today!

  • Classic Car Insurance
  • High-value Homes
  • Boat Insurance
  • High-value Property

Call us today: (224) 255-3005

We can’t wait to help you get the right insurance!

Shop for Specialty Insurance the smart way.

Finding the right insurance is a real challenge. It is a smart idea to get help from experts when it comes to choosing the right insurance. You have several choices when it comes to your coverage. As an independent agency, Nova Insurance can help you shop around and compare rates and coverages from multiple reputable insurance companies until you find a policy that meets your needs and budget.

Independent agents like us work for you – not insurers. While it costs you nothing to use the services of Nova Insurance, it could save you a lot of amount of time and money.  We can also help you assess your actual coverage needs so you are better protected against loss. If you already have coverage, we can shop to see if there is a better option for your needs. Get in touch today, and let’s find you the best coverage for your needs.

Top 5 FAQS

How much auto insurance do I need?

Most states have a minimum requirement of coverage you are expected to have. You will need proof of this insurance to register a vehicle. These requirements will sometimes not be enough to cover the cost to you of an accident. If they are not, then you would be paying out of pocket any additional expenses. Because of that, you want to consider coverage that extends beyong the minum requirements. You will want to consider certain factors when determining the coverage you will need including:

  • The value of your assets
  • How often and when you drive
  • What type of car you drive
  • Who rides along with you
What is specialty insurance?

Specialty insurance plans are plasn for people or businesses that need unusual coverage. These plans cover high-risk holdings or cover feature property that is not covered by standard insurance plans.Some property that may require specialty coverage include:

  • Boats
  • Motorcycles
  • Classic cars
  • High value items
  • Guns
  •  Jewelry
  • Antiques
Who needs specialty insurance?

Anyone or business with high value or unique property partially or not covered by their standard insurance plans should consider purchasing specialty insurance. If you are not required by law to own this insurance, you will want to consider the financial consequences to you or your business if you lose or damage the property. 

Does specialty insurance protect against lawsuits?

Specialty insurance offers protection against lawsuits. The name of the type of speicalty insurance that does this is called errors and omissions or “E&O.” With E&O, the company is protected against negligence lawsuits. There are usually limits to the coverage, but it traditionally covers judgments, court fees and legal fees.

Is specialty insurance part of another plan?

Specialty insurance generally is not an extendion of other insurance such as home or auto insurance. It generally is a stand-alone policy. 

What are examples of vehicles that are covered?

Types of vehicles that fall under the category of specialty insurance include:

  • motorcycles
  • campers
  • motor homes
  • golf carts
  • all-terrain vehicles
  • boats 
  • personal watercraft

Call for a quote:

(224) 255-3005

Get a Free Specialty Insurance Quote Today!

As an independent broker, we don’t use automated search engines. Your quote will be customized. We also offer a full, complimentary review and gap analysis to make sure you have all the coverage you need. Just complete this form and we’ll get back to you ASAP.

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