Medicare Supplement

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  • Medicare Advantage
  • Medicare Supplement
  • Prescription Plans
  • And more...

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We can't wait to help you get the right insurance!

Shop for Medicare Supplement the smart way.

Finding the right insurance is a real challenge. It is a smart idea to get help from experts when it comes to choosing the right insurance. You have several choices when it comes to your coverage. As an independent agency, Nova Insurance can help you shop around and compare rates and coverages from multiple reputable insurance companies until you find a policy that meets your needs and budget.

Independent agents like us work for you – not insurers. While it costs you nothing to use the services of Nova Insurance, it could save you a lot of amount of time and money.  We can also help you assess your actual coverage needs so you are better protected against loss. If you already have coverage, we can shop to see if there is a better option for your needs. Get in touch today, and let's find you the best coverage for your needs.

Top 5 FAQS

How much auto insurance do I need?

Most states have a minimum requirement of coverage you are expected to have. You will need proof of this insurance to register a vehicle. These requirements will sometimes not be enough to cover the cost to you of an accident. If they are not, then you would be paying out of pocket any additional expenses. Because of that, you want to consider coverage that extends beyong the minum requirements. You will want to consider certain factors when determining the coverage you will need including:

  • The value of your assets
  • How often and when you drive
  • What type of car you drive
  • Who rides along with you
What is Medicare Supplement?

Medicare Supplement is a health insurance plan that helps cover the cost gap of regular Medicare. With Medicare Supplement, you still have and use Medicare, but you pay and additional premium to a private insurance company and they cover most of the rest of the costs for your healthcare. Medicare Supplement plans can be provide great cost savings for a large percentage of people with regular Medicare.

Medicare Supplement does not include prescription coverage, so you will want to purchase that separately. It also typically doesn't cover dental, vision or hearing. The benefit of having Medicare Supplement, is that depending on your health situation, you could save a lot of money and not have to worry about deductibles, coinsurance, copayments, while being able to go to any provider you want or need without referrals.

While Medicare Supplement is the best choice for many people, for convenience and also financial considerations, for others Medicare Advantage may be a better option. If you want to learn more about this type of plan, please give us a call or read more here.

Feel free to call us to discuss your needs and situation and we can help you understand your options and what may best suit you.

Do I need Medicare Supplement?

If you have Medicare, then you do not need Medicare Supplement, however, purchasing a Medicare Supplement plan could save you a lot of money in health care costs each year.

What are the requirements for Medicare Supplement?

Getting a Medicare Supplement plan first requies that you have Medicare Part A and B.

Beyond that, most companies ask health questions and you have to qualify for the plan with them. We can pre-qualify you and review application questions to see if you qualify. There are Medicare Supplement companies that do not as health questions, so don't worry if you have health issues. There are still good options to help you save money. You can also consider a Medicare Advantage plan. 

How much does Medicare Supplement cost?

The monthly premium of Medicare Supplement plans range from about $65-200 a month depending on your gender, age, and the plan you choose.

How do I decide what plan and company to choose?

There are a number of Medicare Plan options. They have letters to distinguish them: A, B, C, D, F, G, K, L, M, N.

Plan A and B are part of what is called original Medicare and are required for purchasing Mecdicare Supplement. Plan D is prescription coverage.

The most popular or well-known plans for Medicare Supplement are Plan F and G. Many experts agree that Plan F offers the best coverage for cost. But Plan G is often the smartest plan because it has near identical coverage with greater savings.

Medicare Supplement plans are exactly the same --the coverage is exactly the same-- no matter which company you buy from. Each company decides the premium they charge and what their qualifications are, but they have to cover the plans the same by law.

If you have a Medicare Supplement plan, it is smart to shop around. Companies frequently change their rates. You may be able to switch companies and save a lot of money for the same plan and coverage. When considering changing, you will want to look a the application questions as well as learn a bit about the company and it's history. We are happy to provide you with assistance in your search.

Call for a quote:

(224) 255-3005

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